Civil Liability Insurance

Mandatory insurance coverage that experimental regime participants must maintain to compensate affected parties for AI-related harm up to specified limits, with minimums varying by application risk level. Insurance proceeds are the primary source of compensation under the law, subject to regulatory timing and claims-payment requirements.

This refers to a compulsory insurance mechanism required for participants in experimental legal regimes, particularly those involving artificial intelligence. Its purpose is to provide financial coverage for damages to the life, health, or property of third parties that may arise from the activities conducted under the ELR.