Rights & Ethics
Consumer Report
Information used for credit, employment, or insurance eligibility.
Definition
Under FCRA, any communication of information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, capacity, character, or general reputation used to establish eligibility for credit, employment, or insurance.
Sources
- •FCRA
- •15 U.S.C. § 1681
Related Terms
Adverse Action
Denial or unfavorable decision based on consumer information....
Biometric Information
Information derived from biometric identifiers....
Personal Data
Information relating to an identified or identifiable person....
De-identified information
Personal data processed so an individual is not identifiable....
Sensitive personal information
Highly sensitive personal data requiring explicit consent....