Compliance

Vendor Risk Management (AI)

Framework for assessing and managing risks from third-party AI service providers.

Definition

Vendor Risk Management for AI is the systematic process of identifying, assessing, and controlling risks arising from the use of third-party AI services and products. As organizations increasingly rely on external AI providers, VRM has become critical.

Key components include:

  • Vendor assessment: Evaluating AI providers' security, compliance, and ethical practices
  • Contractual protections: AI-specific terms covering liability, indemnification, and data rights
  • Ongoing monitoring: Continuous assessment of vendor AI performance and compliance
  • Exit planning: Strategies for transitioning away from AI vendors if needed

Regulatory guidance (e.g., OCC, FDIC, FRB) requires financial institutions to apply third-party risk management standards to AI vendors, including those providing cloud AI services.

Sources

  • SR 11-7
  • Third-Party Risk Management