Technical

critical systems

Systems whose failure would materially impair essential services.

Definitions (2)

Systems, applications or infrastructure whose failure or disruption would materially impair a financial institution’s ability to deliver essential financial services or meet regulatory obligations. The PD requires heightened controls, resilience and oversight for critical systems, including stricter cloud-use criteria.

Critical Systems refer to technology systems whose failure would significantly impair a financial institution's ability to provide essential services to its customers or the market. Their disruption could lead to substantial financial losses, severe reputational damage, or systemic instability within the financial sector.