US Federal AI Regulation Summary
United States AI Regulation Overview
United States
RAI-US-NA-SUMMARY-2026The U.S. AI regulatory landscape is complex, driven by an 'innovation-first' federal approach that seeks to preempt state laws. It combines executive orders, proposed legislation, and voluntary guidelines, focusing on national security, federal agency use, and specific harms, while leveraging agencies like NIST and FTC for oversight.
Overview
The United States is currently navigating a complex and dynamic regulatory landscape for Artificial Intelligence (AI), characterized by a blend of presidential executive orders, proposed congressional legislation, and voluntary guidelines issued by federal agencies. The overarching philosophy, particularly under the Trump administration since 2025, has shifted towards an “innovation-first” approach, aiming to sustain and enhance America’s global AI dominance in the face of international competition. This strategy prioritizes removing perceived regulatory barriers to accelerate AI development and deployment across various sectors, framing AI leadership as essential for economic growth, national security, and scientific advancement. This marks a notable departure from previous administrations' more cautious, governance-first approaches, which often emphasized stringent risk mitigation and ethical considerations as primary drivers.
A defining feature of the U.S. AI regulatory environment is the ongoing tension between federal efforts to establish a unified national framework and the proactive legislative activity at the state level. While the federal government seeks a “minimally burdensome national standard” to prevent a “fragmented patchwork of 50 different regulatory regimes,” many states continue to enact their own AI laws addressing specific concerns like child safety, consumer protection, and data center impacts. This creates a complex compliance environment for businesses and highlights a fundamental debate about the appropriate balance of power in regulating emerging technologies. Federal initiatives, such as the “Winning the Race: America’s AI Action Plan” and various executive orders, outline over 90 policy actions focused on accelerating innovation, building robust AI infrastructure, and leading in international AI diplomacy and security, all while addressing critical risks through targeted, rather than broad, regulatory interventions.
Regulatory Approach
The U.S. regulatory approach to AI is predominantly characterized by a mix of soft law, voluntary guidelines, and targeted, often sector-specific, binding regulations, rather than a single, comprehensive horizontal AI Act. This strategy reflects a preference for fostering innovation through flexible frameworks that can adapt to rapid technological advancements, while addressing specific, identified harms. Executive Orders play a significant role in setting federal policy direction, such as EO 14179 (“Removing Barriers to American Leadership in Artificial Intelligence”) and EO 14409 (“Promoting Advanced Artificial Intelligence Innovation and Security”), which prioritize innovation, national security, and public-private collaboration over broad, prescriptive rules. These executive actions often direct federal agencies to develop specific guidance or frameworks, such as NIST's AI Risk Management Framework (AI RMF).
The AI RMF 1.0, along with its Generative AI Profile (NIST AI 600-1) and the AI RMF Profile for Trustworthy AI in Critical Infrastructure, exemplify the U.S. reliance on voluntary, risk-based guidelines. These frameworks aim to help organizations identify, assess, and manage AI risks across the lifecycle, promoting trustworthiness characteristics like safety, security, fairness, and transparency. While voluntary, NIST standards often become de facto industry best practices and can influence federal procurement and grant requirements. Regulatory bodies like the FTC and FCC leverage existing statutory authorities (e.g., FTC Act Section 5 against unfair/deceptive practices, TCPA against robocalls) to address AI-related harms, demonstrating an adaptive enforcement strategy rather than creating entirely new AI-specific regulatory mandates. Proposed legislation, such as the Algorithmic Accountability Act, aims to introduce more binding requirements like impact assessments and public reporting for high-impact AI systems, indicating a potential future shift towards more structured, though still risk-based, oversight.
Key AI Legislation
- FTC Proposed Policy Statement on the Suppression of Accuracy in Artificial Intelligence Systems: Proposed policy clarifying how Section 5 of the FTC Act applies to AI systems that manipulate or distort outputs, targeting intentional suppression of accuracy over truthful outputs.
- Senator Markey Inquiry on AI Chatbot Advertising: Inquiry into major AI companies regarding advertising in AI chatbot services, addressing consumer protection, privacy, and safety of vulnerable populations from "blurred advertising."
- NIST AI RMF Profile for Trustworthy AI in Critical Infrastructure: Guideline providing sector-specific guidance for managing AI risks in vital sectors like energy and transportation, contextualizing the NIST AI RMF for high-stakes environments.
- H.R.8031 - 119th Congress (2025-2026): GUARDRAILS Act: Bill proposing to repeal an Executive Order on a national AI framework, aiming to preserve state authority for AI regulation.
- H.R. 8037 - Protect American AI Act of 2026: Bill aiming to accelerate AI infrastructure development by limiting environmental litigation's impact on data center permits and expediting judicial review.
- Workforce for AI Trust Act: Bill to develop a skilled and diverse workforce for trustworthy AI systems, expanding mandates for NSF and NIST in national workforce development.
- H.R.9363 - AI Security and Innovation Act: Bill to strengthen federal government's approach to securing AI systems and fostering innovation, establishing a Center for AI Security and Innovation (CAISI) within NIST.
- The Great American AI Act: Bipartisan legislative proposal to establish a unified federal framework for AI regulation, empowering CAISI for oversight and addressing transparency, risk management, and workforce impacts.
- Executive Order 14409 — Promoting Advanced Artificial Intelligence Innovation and Security: Establishes a comprehensive policy framework for fostering AI development while addressing national security risks, promoting cyber defense and a voluntary framework for 'covered frontier models'.
- Artificial Intelligence (AI) Data Center Moratorium Act: House bill proposing an immediate federal moratorium on new AI data center construction and expansion until comprehensive legislation is enacted.
- National Security Presidential Memorandum/NSPM-11 — Artificial Intelligence in the National Security Enterprise: Establishes a framework to accelerate AI development and adoption across the U.S. national security enterprise, prioritizing rapid integration of advanced AI systems.
- S.4214 - Artificial Intelligence Data Center Moratorium Act: Senate bill proposing an immediate federal moratorium on new data center construction until comprehensive legislation safeguarding the public from AI's dangers is enacted.
- American A.I. Sovereign Wealth Fund Act: Bill proposing a one-time 50% equity tax on major AI companies to establish a public ownership stake, managed by an Independent Commission.
- S.5050 - A bill to support an interdisciplinary research community for the advancement of artificial intelligence and AI-powered innovation through partnerships and capacity building at certain institutions of higher education and other institutions, and for other purposes.: Proposed bill to advance AI and AI-powered innovation by supporting interdisciplinary research communities and capacity building.
- The Republic Unifying Meritocratic Performance Advancing Machine Intelligence by Eliminating Regulatory Interstate Chaos Across American Industry Act: Bill establishing a federal framework for AI regulation, preempting state laws, focusing on national security, creators' rights, and eliminating ideological bias.
- National Policy Framework for Artificial Intelligence (Legislative Recommendations): Trump Administration proposal to guide Congress in establishing a unified federal approach to AI governance, minimizing regulatory burdens and preempting state laws.
- Winning the Race: America's AI Action Plan: Comprehensive policy roadmap from the White House, aiming for U.S. global dominance in AI through deregulation, infrastructure investment, and international competitiveness.
- Coalition of 42 State Attorneys General Letter to AI Companies on Chatbot Safety: A bipartisan coalition's letter to GenAI companies expressing concerns about "sycophantic" and "delusional" chatbot outputs and demanding safeguards.
- Content Origin Protection and Integrity from Edited and Deepfaked Media Act (S. 1396, 2025): Bill to increase transparency, protect creators, and strengthen trust in digital media by advancing machine-readable content provenance, watermarking, and detection tools.
- Creating Resources for Every American To Experiment with Artificial Intelligence (CREATE AI Act / H.R. 2385) — codify/authorize NAIRR: Bill to give statutory form to the National Artificial Intelligence Research Resource (NAIRR), democratizing access to advanced computing and datasets for AI research.
- Cybersecurity Framework Profile for Artificial Intelligence (NISTIR 8596): Draft voluntary guidance from NIST for managing cybersecurity risks in AI systems, extending NIST CSF 2.0.
- DOE Request for Information: Partnerships for Transformational Artificial Intelligence Models: RFI soliciting public comment on how DOE should structure partnerships to curate scientific data for AI models and provide access to the scientific community.
- Executive Order 14277 — Advancing Artificial Intelligence Education for American Youth: Establishes a national strategy to advance AI literacy and proficiency for K-12 students and educators, creating a White House Task Force on AI Education.
- Executive Order 14318 — Accelerating Federal Permitting of Data Center Infrastructure: Aims to streamline federal permitting for data center infrastructure, especially those supporting advanced AI, by designating them as vital national infrastructure.
- Executive Order 14363 — Launching the Genesis Mission: Establishes a national initiative to leverage AI for accelerated scientific discovery, creating an integrated AI platform using federal scientific datasets.
- Executive Order: Removing Barriers to American Leadership in Artificial Intelligence (EO 14179): Establishes a policy priority for the U.S. to "sustain and enhance America’s global AI dominance" by reviewing and revising agency actions that hinder competitiveness.
- Fiscal Year 2026 Examination Priorities: SEC Division of Examinations' priorities outlining key focus areas for registered entities, emphasizing AI, cybersecurity, and compliance with amended Regulation S-P.
- Executive Order 14363 — Launching the Genesis Mission: Establishes a comprehensive national initiative to leverage AI for accelerating scientific discovery and technological innovation.
- Artificial Intelligence Practices, Logistics, Actions, and Necessities Act: Bill mandating the U.S. government to develop a comprehensive strategy to counter economic and national security risks from malicious AI use, particularly in financial crimes and misinformation.
- Healthy Technology Act of 2025: Bill proposing to amend the Federal Food, Drug, and Cosmetic Act to allow AI and machine learning technologies to be recognized as practitioners authorized to prescribe drugs, with FDA clearance and state approval.
- H.R.5388 - American Artificial Intelligence Leadership and Uniformity Act: Bill proposing a national framework for AI development and a temporary five-year moratorium on state and local AI regulations affecting interstate commerce.
- NIST Special Publication (SP) 1326: 800-53 Control Overlays for Securing AI Systems: Guideline under development to provide comprehensive guidelines for managing cybersecurity risks in AI systems, adapting NIST SP 800-53 controls.
- To require the Director of the National Institute of Standards and Technology to develop guidelines to assist agencies with preparing open Government data to be ready for use with artificial intelligence systems.: Initiative mandating NIST to develop guidelines for federal agencies to prepare open government data for effective use with AI systems.
- OMB Memorandum M-25-21: Accelerating Federal Use of AI through Innovation, Governance, and Public Trust: Provides comprehensive guidance for U.S. federal agencies on developing, using, and procuring AI, emphasizing a pro-innovation approach while ensuring safeguards.
- OMB Memorandum M-25-21: Accelerating Federal Use of AI Through Innovation, Governance, and Public Trust: Establishes government-wide policy and implementation guidance to accelerate and govern the Federal Government’s adoption of AI, requiring CAIOs, governance boards, and risk management.
- OMB Memorandum M-25-22: Driving Efficient Acquisition of Artificial Intelligence in Government: Provides updated policy and practical requirements for federal agencies acquiring AI technologies and services, focusing on competitive American AI marketplace and risk management.
- Preventing Algorithmic Collusion Act (S. 232, 2025): Senate bill seeking to strengthen U.S. antitrust enforcement to address harms from pricing algorithms that facilitate anticompetitive outcomes.
- PJM Interconnection, L.L.C., 193 FERC ¶ 61,217 (Dec. 18, 2025) — Co‑Location Order (FERC Order on AI‑driven Data Centers and Co‑location): FERC order directing PJM to create clear tariff rules governing AI-driven data centers and other large loads co-located with generators.
- Executive Order 14319 — Preventing Woke AI in the Federal Government: Establishes a federal policy requiring AI models procured by federal agencies to adhere to principles of truth-seeking and ideological neutrality.
- Tools to Address Known Exploitation by Immobilizing Technological Deepfakes on Websites and Networks Act or the TAKE IT DOWN Act: Federal law combating non-consensual intimate imagery (NCII) and AI-generated deepfakes, particularly involving minors, criminalizing publication and mandating platform removal.
- Nurture Originals, Foster Art, and Keep Entertainment Safe Act of 2025: Bill proposing to protect individuals' voice and visual likeness from unauthorized AI-generated digital replicas, establishing a uniform national standard for the right of publicity.
- DEFIANCE Act of 2025: Bill creating a civil right of action for victims of non-consensual intimate digital forgeries (deepfakes), empowering individuals to seek legal remedies.
- S.3557: States' Right to Regulate AI Act: Bill to prohibit the use of federal funds to implement Executive Order 14365, which aimed to preempt state AI laws, thereby preserving state regulatory authority.
- Executive Order: Ensuring National AI Policy Framework (December 2025): Establishes a comprehensive U.S. strategy for AI development, deployment, and governance, mandating a whole-of-government approach to foster responsible innovation and protect American values.
- U.S. Department of Agriculture Fiscal Year 2025–2026 AI Strategy: Outlines a comprehensive framework for integrating AI to advance American agriculture, emphasizing responsible, transparent, and accountable AI use.
- ABA Formal Opinion 512 — Generative AI Tools for Lawyers (2024): Provides guidance for lawyers on the ethical complexities of using generative AI tools, emphasizing that existing ABA Model Rules of Professional Conduct fully apply.
- Quality Control Standards for Automated Valuation Models: Final Rule: Interagency regulation ensuring the credibility and integrity of valuations produced by AVMs used by mortgage originators and secondary market issuers, outlining five core quality control factors including nondiscrimination.
- Federal A.I. Governance and Transparency Act (H.R. 7532): Bill codifying a government-wide framework for Federal agency governance of AI systems, requiring charters, inventories, and risk management.
- Implications of Artificial Intelligence Technologies on Protecting Consumers from Unwanted Robocalls and Robotexts, Declaratory Ruling: FCC ruling clarifying that AI-generated voices in robocalls and robotexts are illegal under the Telephone Consumer Protection Act (TCPA).
- Considerations for the Use of Artificial Intelligence To Support Regulatory Decision-Making for Drug and Biological Products: FDA draft guidance providing non-binding recommendations for sponsors on using AI to generate data for regulatory decisions in drug development.
- Artificial Intelligence Risk Management Framework: Generative Artificial Intelligence Profile: NIST AI 600-1, a companion to the NIST AI RMF, specifically addressing risks unique to generative AI.
- AI Kill Switch Act: Bill mandating that developers of powerful AI systems retain the technical ability to throttle, suspend, or shut down their systems if they operate dangerously.
- AI Incident Reporting and Security Enhancement Act: Bill aiming to enhance AI system security by directing NIST to develop frameworks for vulnerability management and incident reporting.
- National AI Research Resource (NAIRR) pilot (NSF program launched as pilot): Federally coordinated, public-private pilot program led by NSF to democratize access to advanced computing, datasets, and resources for AI research and education.
- National Security Memorandum on Artificial Intelligence (NSM on AI, Oct 24, 2024): Directs Executive Branch action to strengthen U.S. competitive advantage in AI and govern AI deployment within national security systems, establishing a Framework to Advance AI Governance and Risk Management in National Security.
- OMB Memorandum M-24-10: Advancing Governance, Innovation, and Risk Management for Agency Use of Artificial Intelligence: Establishes a whole-of-government policy framework for executive branch agencies to advance AI governance and innovation, managing risks to rights and safety.
- OSHA Guidance on Artificial Intelligence in Workplace Safety: Outlines principles for responsible AI development and deployment in the workplace, focusing on worker safety, health, and preventing algorithmic bias.
- RAISE Act (Responsible AI Safety and Evaluation Act): Bipartisan legislation to establish a comprehensive framework for AI safety research and evaluation, including standardized benchmarks and testing methodologies.
- Algorithmic Accountability Act (H.R. 5628, House version): Proposed bill requiring large entities deploying automated decision systems in "augmented critical decision processes" to conduct ongoing impact assessments and report to the FTC.
- Algorithmic Accountability Act (S. 2892, Senate version): Senate bill requiring the FTC to promulgate regulations mandating impact assessments, documentation, reporting, and public disclosures for certain automated decision systems.
- Artificial Intelligence Risk Management Framework (AI RMF 1.0): Voluntary, cross-sector guidance from NIST helping organizations govern, map, measure, and manage risks from AI across the AI lifecycle to promote trustworthy AI.
- Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly: CMS final rule clarifying that Medicare Advantage organizations can use AI and algorithmic tools for coverage decisions, provided they comply with all regulations and emphasize individualized patient circumstances.
- DEEPFAKES Accountability Act (H.R. 5586): Bill seeking to address harms posed by synthetic audiovisual content (deepfakes) by establishing mandatory disclosure, watermarking, and labeling requirements, with criminal and civil penalties.
- DoD Directive 3000.09, Autonomy in Weapon Systems: Updated policy for autonomous and semi-autonomous weapon systems within the U.S. Department of Defense, mandating human judgment, rigorous testing, and ethical AI principles.
Governance & Enforcement Bodies
The U.S. federal AI governance framework is highly distributed, leveraging existing agencies rather than establishing a single, overarching AI regulator. The White House plays a central coordinating role through the Office of Science and Technology Policy (OSTP), the Office of Management and Budget (OMB), the National Security Council (NSC), and the Special Advisor for AI and Crypto. OMB Memorandum M-25-21 mandates that each federal agency appoint a Chief AI Officer (CAIO) and establish AI Governance Boards to coordinate AI use, manage risks, and ensure compliance with government-wide guidance. These CAIOs are crucial for driving AI innovation while upholding safeguards for civil rights, civil liberties, and privacy. The National Artificial Intelligence Initiative Office (NAIIO) also serves as a hub for federal coordination in AI research and policymaking.
Key agencies with specific mandates include the National Institute of Standards and Technology (NIST), which develops voluntary AI risk management frameworks, technical standards, and guidelines (e.g., AI RMF 1.0, Generative AI Profile, AI RMF Profile for Critical Infrastructure). The Federal Trade Commission (FTC) is a primary enforcer of consumer protection laws, applying Section 5 of the FTC Act to address unfair or deceptive AI practices, including "AI washing" and the suppression of accuracy. The Federal Communications Commission (FCC) regulates AI use in telecommunications, such as AI-generated robocalls. The Department of Energy (DOE) is involved in AI for scientific discovery (Genesis Mission) and data center infrastructure. The Securities and Exchange Commission (SEC) oversees AI use in financial services, while the Department of Defense (DoD) and Department of Homeland Security (DHS) focus on AI's national security implications, including autonomous weapon systems and deepfake detection. The U.S. Copyright Office and USPTO address AI's impact on intellectual property rights. This multi-agency approach aims to integrate AI governance into established regulatory mechanisms, ensuring expertise-driven oversight across diverse sectors.
Penalties & Enforcement
Enforcement of AI-related regulations in the U.S. primarily relies on existing statutory authorities, with penalties varying depending on the specific law and the nature of the violation. The Federal Trade Commission (FTC) is empowered under Section 5 of the FTC Act to treat violations as unfair or deceptive acts or practices, which can lead to civil penalties, injunctive relief, and restitution. The FTC has a broad mandate to prevent consumer harm, including from deceptive AI marketing claims ("AI washing") or AI systems that suppress accuracy. State Attorneys General also retain parens patriae authority to bring civil actions under state consumer protection laws, as highlighted by the coalition letter on chatbot safety, which warns companies of potential civil and criminal liability for harmful AI outputs.
For more specific harms, proposed and enacted legislation introduce tailored penalties. The TAKE IT DOWN Act, for instance, criminalizes the knowing publication or threat to publish non-consensual intimate imagery (NCII) and AI-generated deepfakes, with criminal sanctions including fines and imprisonment up to five years. It also mandates online platforms to remove flagged NCII, with non-compliance potentially leading to enforcement actions. The DEFIANCE Act of 2025 creates a civil right of action for victims of non-consensual intimate digital forgeries, allowing them to seek actual damages, statutory damages (e.g., $150,000 or $250,000 per forgery), attorney fees, and injunctive relief. The DEEPFAKES Accountability Act (H.R. 5586) proposes both criminal penalties (fines and imprisonment up to five years for malicious nondisclosure or removal of disclosures) and civil penalties (monetary fines up to $150,000 per record or alteration, plus injunctive relief and private right of action). The FCC enforces violations of the TCPA for illegal AI-generated robocalls through fines and other remedies. Agencies like the SEC enforce compliance through examinations, deficiency letters, and referrals for enforcement actions, which can result in civil penalties, disgorgement, and industry bars.
Data Protection Framework
The U.S. does not have a single, comprehensive federal data protection law equivalent to the EU's GDPR. Instead, data protection for AI is addressed through a patchwork of existing federal and state laws, as well as sector-specific regulations and new legislative proposals. Federal agencies, when developing or procuring AI, are guided by OMB Memoranda (e.g., M-25-21) that mandate robust safeguards for privacy and civil liberties, requiring AI Impact Assessments and adherence to data governance standards. For instance, the USDA AI Strategy emphasizes data readiness and access for AI while providing clear guidance on data stewardship and protecting privacy. The NIST guidelines for preparing open government data for AI also stress the importance of robust protections for privacy and confidentiality. In the financial sector, the SEC's FY 2026 Examination Priorities emphasize compliance with Regulation S-P, which governs the privacy of consumer financial information and requires robust safeguards for customer records, including incident response for data breaches.
New legislative proposals aim to strengthen AI-specific data protection. The Algorithmic Accountability Act (H.R.5628/S.2892) would require covered entities using AI in "augmented critical decision processes" to conduct impact assessments that include reviews of data sources, quality, and privacy protections, and to report summary information to the FTC. The DEFIANCE Act targets the misuse of personal likeness in AI-generated deepfakes, providing a civil right of action for privacy violations. The NO FAKES Act of 2025 proposes a federal intellectual property right in an individual's voice and visual likeness, offering protection against unauthorized AI-generated digital replicas. These efforts collectively aim to address the unique privacy challenges posed by AI, such as data leakage from training models, the creation of synthetic identities, and the unauthorized replication of personal attributes, by integrating privacy considerations into AI system design, deployment, and governance.
Sector-Specific Rules
The U.S. approach to AI regulation includes several sector-specific rules, often leveraging existing regulatory bodies and mandates. In National Security and Defense, DoD Directive 3000.09 governs autonomous weapon systems, mandating human judgment, rigorous testing, and adherence to ethical AI principles. National Security Presidential Memorandum/NSPM-11 accelerates AI development and adoption across the national security enterprise, prioritizing secure and reliable AI. Executive Order 14409 focuses on promoting advanced AI innovation and security, particularly through cyber defense modernization and a voluntary framework for 'covered frontier models.' The proposed AI Security and Innovation Act (H.R.9363) aims to establish a Center for AI Security and Innovation (CAISI) within NIST to focus on risk identification, evaluation, and mitigation for AI systems, especially those with national security implications. The AI Kill Switch Act (H.R.77430) mandates developers of powerful AI systems to retain the technical ability to throttle, suspend, or shut down their systems if they operate dangerously, with DHS authorized to order such interventions.
In Financial Services, the Quality Control Standards for Automated Valuation Models: Final Rule, adopted by six federal agencies, ensures the credibility of AVMs used in mortgage lending, with a focus on nondiscrimination and data manipulation prevention. The SEC's FY 2026 Examination Priorities specifically target AI use by registered entities, scrutinizing AI representations, supervision of AI tools in portfolio management, and compliance with data protection laws like Regulation S-P. The proposed Preventing Algorithmic Collusion Act (S. 232) aims to strengthen antitrust enforcement against pricing algorithms that facilitate anticompetitive outcomes. In Healthcare, the FDA's draft guidance on AI/ML in drug development provides non-binding recommendations for sponsors on ensuring the credibility and trustworthiness of AI models used for regulatory decisions. CMS guidance clarifies that Medicare Advantage organizations can use AI for coverage decisions, provided they comply with all regulations, emphasize individualized patient circumstances, and mitigate bias. The proposed Healthy Technology Act of 2025 (H.R. 238) seeks to allow FDA-cleared AI/ML technologies to prescribe drugs with state approval. In Telecommunications, the FCC's Declaratory Ruling clarifies that AI-generated voices in robocalls and robotexts are illegal under the TCPA, requiring prior express consent. For Critical Infrastructure and Data Centers, NIST is developing an AI RMF Profile for Trustworthy AI in Critical Infrastructure. Executive Order 14318 aims to streamline federal permitting for data center infrastructure, designating them as vital national infrastructure. Proposed bills like H.R. 8037 (Protect American AI Act) and the Artificial Intelligence (AI) Data Center Moratorium Act (H.R. and S.4214) reflect ongoing debates about accelerating or pausing data center development due to environmental and economic concerns. The FERC Co-Location Order also addresses AI-driven data centers' impact on the energy grid. In Workplace Safety, OSHA guidance outlines principles for responsible AI development and deployment, focusing on hazard identification, risk assessment, human oversight, transparency, and preventing algorithmic bias. The Legal Profession has the ABA Formal Opinion 512, guiding lawyers on ethical AI use, emphasizing competence, confidentiality, and candor.
International Alignment
The United States' approach to international AI alignment is primarily driven by a strategy to maintain global leadership and shape international norms consistent with democratic values, rather than directly adopting frameworks like the EU AI Act. The "Winning the Race: America's AI Action Plan" explicitly positions U.S. AI leadership as a cornerstone of national security and global competitiveness, advocating for the export of American AI technology stacks to allies and strengthening export controls on advanced computing to deny adversaries access. This plan also directs new diplomatic initiatives and agreements to align protection measures globally, implicitly critiquing China's role in setting international standards and aiming to establish American AI as the global gold standard. The National Security Memorandum on Artificial Intelligence (NSM-25) further emphasizes cultivating international governance consistent with democratic values and human rights, directing the State Department to produce an international AI governance strategy.
While not directly adopting the EU AI Act, U.S. federal agencies, particularly NIST, engage in international collaboration and contribute to global discussions on AI standards. NIST's AI Risk Management Framework (AI RMF) and its profiles are designed to be interoperable and influence global best practices, aligning with principles from organizations like the OECD. The emphasis on voluntary, consensus-based standards in the U.S. allows for flexibility in international engagement, enabling the U.S. to promote its own frameworks while collaborating on specific technical aspects. The U.S. also focuses on bilateral agreements and partnerships to address shared concerns, such as the secure supply chain for semiconductors and AI compute resources. This approach seeks to balance promoting American innovation and values globally with the need for coordinated action on shared AI risks, without necessarily conforming to other jurisdictions' prescriptive regulatory models.
Future Developments
The U.S. AI regulatory landscape is poised for significant future developments, with numerous proposed bills and ongoing executive initiatives. A central theme is the continuing debate over federal preemption of state AI laws. Bills like the GUARDRAILS Act (H.R.8031) seek to repeal federal executive orders that aim to establish a national AI framework, thereby preserving state authority. Conversely, the American Artificial Intelligence Leadership and Uniformity Act (H.R.5388) proposes a five-year moratorium on state and local AI regulations to foster a unified national approach. The National Policy Framework for Artificial Intelligence (Legislative Recommendations) also outlines the Trump Administration's blueprint for congressional action to establish a uniform federal policy, explicitly preempting conflicting state laws while carving out exceptions for areas like child safety and data center infrastructure. This federal-state tension is expected to be a major legislative battleground, influencing the coherence and consistency of AI regulation across the nation.
Beyond the preemption debate, several key legislative proposals are under review. The Great American AI Act (H.R.XXXX0) aims to establish a unified federal framework, empowering the Center for AI Standards and Innovation (CAISI) for oversight and addressing transparency, risk management, and workforce impacts. The AI Security and Innovation Act (H.R.9363) seeks to strengthen federal AI security efforts and foster innovation by establishing CAISI within NIST. The Workforce for AI Trust Act (H.R.9334) focuses on developing a skilled and diverse AI workforce. Bills like the AI Data Center Moratorium Act (H.R. and S.4214) propose pauses on data center construction to allow for comprehensive legislation addressing environmental and societal impacts. Furthermore, the Algorithmic Accountability Act (H.R.5628/S.2892) continues to be debated, potentially introducing mandatory impact assessments and public reporting for high-impact AI systems. The DEFIANCE Act and NO FAKES Act, both having passed the Senate or been introduced, represent efforts to provide civil and criminal recourse for deepfake victims and protect digital likeness. These diverse legislative efforts, alongside ongoing agency guidance development (e.g., NIST SP 1326 on AI cybersecurity controls), indicate a dynamic period of policy formation aimed at balancing innovation, national security, and societal protection in the rapidly evolving field of AI.
Key Regulations
| Title | Type | Status | Year |
|---|---|---|---|
| FTC Proposed Policy Statement on the Suppression of Accuracy in Artificial Intelligence Systems | Policy | Proposed | 2026 |
| Senator Markey Inquiry on AI Chatbot Advertising | Policy | In Force | 2026 |
| NIST AI RMF Profile for Trustworthy AI in Critical Infrastructure | Guideline | Under Review | 2026 |
| H.R.8031 - 119th Congress (2025-2026): GUARDRAILS Act | Bill | Proposed | 2026 |
| H.R. 8037 - Protect American AI Act of 2026 | Bill | Proposed | 2026 |
| Workforce for AI Trust Act | Bill | Under Review | 2026 |
| H.R.9363 - AI Security and Innovation Act | Bill | Under Review | 2026 |
| The Great American AI Act | Bill | Proposed | 2026 |
| Executive Order 14409 — Promoting Advanced Artificial Intelligence Innovation and Security | Decree | In Force | 2026 |
| Artificial Intelligence (AI) Data Center Moratorium Act | Bill | Proposed | 2026 |
| National Security Presidential Memorandum/NSPM-11 — Artificial Intelligence in the National Security Enterprise | Decree | In Force | 2026 |
| S.4214 - Artificial Intelligence Data Center Moratorium Act | Bill | Proposed | 2026 |
| American A.I. Sovereign Wealth Fund Act | Bill | Proposed | 2026 |
| S.5050 - A bill to support an interdisciplinary research community for the advancement of artificial intelligence and AI-powered innovation through partnerships and capacity building at certain institutions of higher education and other institutions, and for other purposes. | Bill | Proposed | 2026 |
| The Republic Unifying Meritocratic Performance Advancing Machine Intelligence by Eliminating Regulatory Interstate Chaos Across American Industry Act | Bill | Proposed | 2026 |
| National Policy Framework for Artificial Intelligence (Legislative Recommendations) | Policy | Adopted | 2026 |
| Winning the Race: America's AI Action Plan | Policy | In Force | 2025 |
| Coalition of 42 State Attorneys General Letter to AI Companies on Chatbot Safety | Guideline | In Force | 2025 |
| Content Origin Protection and Integrity from Edited and Deepfaked Media Act (S. 1396, 2025) | Bill | Proposed | 2025 |
| Creating Resources for Every American To Experiment with Artificial Intelligence (CREATE AI Act / H.R. 2385) — codify/authorize NAIRR | Bill | Proposed | 2025 |
| Cybersecurity Framework Profile for Artificial Intelligence (NISTIR 8596) | Policy | Draft | 2025 |
| DOE Request for Information: Partnerships for Transformational Artificial Intelligence Models | Policy | Draft | 2025 |
| Executive Order 14277 — Advancing Artificial Intelligence Education for American Youth | Decree | In Force | 2025 |
| Executive Order 14318 — Accelerating Federal Permitting of Data Center Infrastructure | Decree | In Force | 2025 |
| Executive Order 14363 — Launching the Genesis Mission | Decree | In Force | 2025 |
| Executive Order: Removing Barriers to American Leadership in Artificial Intelligence (EO 14179) | Decree | In Force | 2025 |
| Fiscal Year 2026 Examination Priorities | Policy | In Force | 2025 |
| Executive Order 14363 — Launching the Genesis Mission | Decree | In Force | 2025 |
| Artificial Intelligence Practices, Logistics, Actions, and Necessities Act | Bill | Under Review | 2025 |
| Healthy Technology Act of 2025 | Bill | Proposed | 2025 |
| H.R.5388 - American Artificial Intelligence Leadership and Uniformity Act | Bill | Under Review | 2025 |
| NIST Special Publication (SP) 1326: 800-53 Control Overlays for Securing AI Systems | Standard | Under Review | 2025 |
| To require the Director of the National Institute of Standards and Technology to develop guidelines to assist agencies with preparing open Government data to be ready for use with artificial intelligence systems. | Guideline | In Force | 2025 |
| OMB Memorandum M-25-21: Accelerating Federal Use of AI through Innovation, Governance, and Public Trust | Policy | In Force | 2025 |
| OMB Memorandum M-25-21: Accelerating Federal Use of AI Through Innovation, Governance, and Public Trust | Policy | In Force | 2025 |
| OMB Memorandum M-25-22: Driving Efficient Acquisition of Artificial Intelligence in Government | Policy | In Force | 2025 |
| Preventing Algorithmic Collusion Act (S. 232, 2025) | Bill | Under Review | 2025 |
| PJM Interconnection, L.L.C., 193 FERC ¶ 61,217 (Dec. 18, 2025) — Co‑Location Order (FERC Order on AI‑driven Data Centers and Co‑location) | Regulation | In Force | 2025 |
| Executive Order 14319 — Preventing Woke AI in the Federal Government | Decree | In Force | 2025 |
| Tools to Address Known Exploitation by Immobilizing Technological Deepfakes on Websites and Networks Act or the TAKE IT DOWN Act | Act | In Force | 2025 |
| Nurture Originals, Foster Art, and Keep Entertainment Safe Act of 2025 | Bill | Proposed | 2025 |
| DEFIANCE Act of 2025 | Bill | Under Review | 2025 |
| S.3557: States' Right to Regulate AI Act | Bill | Proposed | 2025 |
| Executive Order: Ensuring National AI Policy Framework (December 2025) | Decree | In Force | 2025 |
| TRUMP AMERICA AI Act | Policy | Draft | 2025 |
| U.S. Department of Agriculture Fiscal Year 2025–2026 AI Strategy | Policy | In Force | 2025 |
| ABA Formal Opinion 512 — Generative AI Tools for Lawyers (2024) | Guideline | In Force | 2024 |
| Quality Control Standards for Automated Valuation Models: Final Rule | Regulation | In Force | 2024 |
| Federal A.I. Governance and Transparency Act (H.R. 7532) | Bill | Proposed | 2024 |
| Implications of Artificial Intelligence Technologies on Protecting Consumers from Unwanted Robocalls and Robotexts, Declaratory Ruling | Regulation | In Force | 2024 |
| Considerations for the Use of Artificial Intelligence To Support Regulatory Decision-Making for Drug and Biological Products | Guideline | Draft | 2024 |
| Artificial Intelligence Risk Management Framework: Generative Artificial Intelligence Profile | Guideline | In Force | 2024 |
| AI Kill Switch Act | Bill | Proposed | 2024 |
| AI Incident Reporting and Security Enhancement Act | Bill | Under Review | 2024 |
| National AI Research Resource (NAIRR) pilot (NSF program launched as pilot) | Policy | In Force | 2024 |
| National Security Memorandum on Artificial Intelligence (NSM on AI, Oct 24, 2024) | Decree | In Force | 2024 |
| OMB Memorandum M-24-10: Advancing Governance, Innovation, and Risk Management for Agency Use of Artificial Intelligence | Policy | In Force | 2024 |
| OSHA Guidance on Artificial Intelligence in Workplace Safety | Guideline | In Force | 2024 |
| RAISE Act (Responsible AI Safety and Evaluation Act) | Bill | Under Review | 2024 |
| Algorithmic Accountability Act (H.R. 5628, House version) | Bill | Proposed | 2023 |
| Algorithmic Accountability Act (S. 2892, Senate version) | Bill | Proposed | 2023 |
| Artificial Intelligence Risk Management Framework (AI RMF 1.0) | Guideline | In Force | 2023 |
| Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly | Regulation | In Force | 2023 |
| DEEPFAKES Accountability Act (H.R. 5586) | Bill | Proposed | 2023 |
| DoD Directive 3000.09, Autonomy in Weapon Systems | Policy | In Force | 2023 |
Enforcement Bodies
| Agency | Mandate | Key Powers | Website |
|---|---|---|---|
| Federal Trade Commission (FTC) | Prevent unfair methods of competition and unfair or deceptive acts or practices in commerce, including those involving AI systems. | Investigative powers, civil penalties, injunctive relief, restitution, rulemaking authority (e.g., for Algorithmic Accountability Act). | https://www.ftc.gov |
| National Institute of Standards and Technology (NIST) | Promote U.S. innovation and industrial competitiveness by advancing measurement science, standards, and technology, including for AI trustworthiness and cybersecurity. | Develops voluntary AI risk management frameworks, technical standards, guidelines, and evaluation methodologies; conducts research; leads public-private partnerships. | https://www.nist.gov |
| Office of Management and Budget (OMB) | Oversee and coordinate federal agency policies, including the development, use, and procurement of AI systems across the Executive Branch. | Issues binding memoranda and guidance to federal agencies; requires Chief AI Officers and AI Governance Boards; mandates AI use-case inventories and compliance plans; influences federal funding and procurement. | https://www.whitehouse.gov/omb/ |
| Department of Homeland Security (DHS) | Protect the U.S. homeland, including critical infrastructure, from various threats, increasingly including those posed by AI misuse (e.g., deepfakes, cyberattacks). | Leads Deepfakes Task Force for detection and mitigation research; coordinates federal detection efforts; supports development and dissemination of deepfake-detection technology; may order AI system interventions (e.g., AI Kill Switch Act). | https://www.dhs.gov |
| Department of Justice (DOJ) | Enforce federal laws, including criminal provisions related to AI misuse (e.g., deepfakes, cybercrime, algorithmic collusion). | Investigates and prosecutes criminal offenses; brings civil antitrust actions; may establish task forces (e.g., AI Litigation Task Force under EO 14365). | https://www.justice.gov |
| Federal Communications Commission (FCC) | Regulate interstate and international communications by radio, television, wire, satellite, and cable, including addressing AI's impact on telecommunications. | Issues declaratory rulings and regulations (e.g., on AI-generated robocalls); enforces the Telephone Consumer Protection Act (TCPA) with fines and other penalties. | https://www.fcc.gov |
| Securities and Exchange Commission (SEC) | Protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation, including oversight of AI use in financial services. | Conducts examinations and audits of registered entities; issues deficiency letters; refers cases for enforcement actions; develops examination priorities; enforces anti-fraud provisions. | https://www.sec.gov |
| U.S. Food and Drug Administration (FDA) | Protect public health by ensuring the safety, efficacy, and security of human and veterinary drugs, biological products, and medical devices, including those incorporating AI/ML. | Issues draft and final guidance for sponsors; evaluates AI/ML models for regulatory decisions (e.g., in drug development); oversees premarket approval and post-market surveillance for medical devices. | https://www.fda.gov |
| Centers for Medicare & Medicaid Services (CMS) | Administer Medicare, Medicaid, and the Children's Health Insurance Program, including setting policies for AI use in coverage decisions for Medicare Advantage. | Issues regulations and guidance for MA organizations; monitors compliance with medical necessity, non-discrimination, and data privacy requirements for AI-assisted decisions. | https://www.cms.gov |
| Occupational Safety and Health Administration (OSHA) | Assure safe and healthful working conditions for working men and women by setting and enforcing standards and by providing training, outreach, education and assistance. | Issues guidance on AI in workplace safety; enforces existing standards (e.g., General Duty Clause) against AI-related hazards; promotes risk assessment and mitigation strategies. | https://www.osha.gov |
| Department of Energy (DOE) | Advance the national, economic, and energy security of the United States, including leveraging AI for scientific discovery and managing AI infrastructure. | Issues Requests for Information (RFIs) to inform policy; leads national initiatives like the Genesis Mission; supports AI for scientific research; manages national laboratories and computing resources. | https://www.energy.gov |
| U.S. Department of Agriculture (USDA) | Provide leadership on food, agriculture, natural resources, rural development, nutrition, and related issues, including integrating AI into agricultural practices. | Develops and implements departmental AI strategies; appoints Chief AI Officers; establishes AI Councils and Review Boards; focuses on data readiness, infrastructure, and risk management for AI in agriculture. | https://www.usda.gov |
| Federal Energy Regulatory Commission (FERC) | Regulate the interstate transmission of electricity, natural gas, and oil, including addressing the impact of AI-driven data centers on energy infrastructure and tariffs. | Issues orders and regulations (e.g., Co-Location Order); directs utilities to revise tariffs; conducts investigations and paper hearings to ensure just and reasonable rates and conditions. | https://www.ferc.gov |
| U.S. Copyright Office | Administer copyright law and provide policy advice to Congress and the Executive Branch. | Analyzes copyright law and policy issues raised by AI; consults on legislative proposals (e.g., NO FAKES Act, Content Origin Protection and Integrity from Edited and Deepfaked Media Act). | https://www.copyright.gov |
| U.S. Patent and Trademark Office (USPTO) | Grant patents and register trademarks. | Consults on intellectual property issues related to AI (e.g., Content Origin Protection and Integrity from Edited and Deepfaked Media Act). | https://www.uspto.gov |
| National Science Foundation (NSF) | Promote the progress of science; to advance the national health, prosperity, and welfare; to secure the national defense. | Leads initiatives like the National AI Research Resource (NAIRR) pilot; funds AI research and education; supports interdisciplinary AI fellowships and workforce development. | https://www.nsf.gov |
| Department of Defense (DoD) | Provide the military forces needed to deter war and ensure our nation's security. | Issues directives on autonomous weapon systems; integrates AI into military and intelligence operations; develops AI ethical principles and strategies for responsible AI. | https://www.defense.gov |
Real enforcement actions
20 actions recorded · ~€11.2M in finesPublic enforcement actions where regulators cited US Federal AI Regulation Summary. Helps you see how the law is actually applied in practice.
- FineMay 21, 2026
US Federal Trade Commission (FTC) vs CMG Media Corporation, MindSift LLC, 1010 Digital Works LLC
Sector: Marketing/Advertising
$930KFineThe FTC will require CMG Media Corporation, MindSift LLC, and 1010 Digital Works LLC to pay a total of $930,000 to settle allegations they deceived customers by falsely claiming to offer an AI-powered 'Active Listening' service that could target localized ads based on conversations captured from smart devices. [cite: 29 in previous search, 34 in previous search]
Source ↗ - FineAug 13, 2025
California Attorney General (multistate coalition) vs Greystar Management Services
$7.0MFineA coalition of state attorneys general announced a USD 7 million settlement with Greystar, the largest US landlord, over its participation in an algorithmic rent-alignment scheme; Greystar agreed to stop using software that aligns rents using competitors' sensitive data and to cooperate against remaining defendants.
Source ↗ - Enforcement orderJun 23, 2025
Federal Trade Commission vs Ascend Ecom
Sector: E-commerce Business Opportunity
$25.0MFineThe FTC obtained a court order banning Ascend Ecom and its owners from selling business opportunities, alleging they falsely claimed AI-powered tools would help consumers earn thousands monthly through online storefronts. The order includes a $25 million monetary judgment, partially suspended based on the defendants' inability to pay.
Source ↗ - OtherMay 9, 2025
Texas Attorney General vs Google LLC
Sector: Technology
$1.38BFineThe Texas Attorney General secured a $1.375 billion settlement with Google for unlawfully tracking and collecting users' private data, including geolocation, incognito searches, and biometric data such as voiceprints and facial geometry, without consent.
Source ↗ - Enforcement orderMay 8, 2025
Federal Trade Commission vs Ecommerce Empire Builders
Sector: E-commerce Business Opportunity
$9.8MFineAn FTC lawsuit put a stop to Ecommerce Empire Builders' (EEB) business opportunity scam, which used false promises of large profits from 'AI-powered Ecommerce Empires'. EEB and its owner agreed to a court order banning them from selling business opportunities and requiring them to turn over assets for consumer refunds. (FTC monetary judgment, largely suspended.)
Source ↗ - Apr 9, 2025
US SEC vs Albert Saniger (Nate, Inc.)
Sector: E-commerce/Technology
The SEC charged Albert Saniger, founder and former CEO of Nate, Inc., with fraudulently soliciting investments by making false and misleading statements about the company's use of artificial intelligence in its mobile shopping application.
Source ↗ - Mar 31, 2025
U.S. District Court, Eastern District of California vs Cigna (PxDx algorithm)
In Kisting-Leung v. Cigna, the court in March 2025 allowed part of a class action to proceed, alleging Cigna used its 'PxDx' algorithm to batch-deny hundreds of thousands of claims without physician review (reportedly ~1.2 seconds per claim), in breach of plan terms and California law.
Source ↗ - Enforcement orderFeb 11, 2025
Federal Trade Commission vs DoNotPay
Sector: AI Services
$193KFineThe FTC finalized an order against DoNotPay, prohibiting the company from making deceptive claims about its 'AI Lawyer' service and requiring it to pay $193,000 in monetary relief.
Source ↗ - Enforcement orderJan 13, 2025
US Federal Trade Commission (FTC) vs IntelliVision Technologies Corp.
Sector: Facial Recognition Software
The FTC finalized an order against IntelliVision Technologies Corp. for making false, misleading, or unsubstantiated claims that its AI-powered facial recognition software was free of gender and racial bias, and had high accuracy rates. The order prohibits such misrepresentations and requires competent and reliable testing.
Source ↗ - Jan 7, 2025
U.S. Department of Justice + 10 State Attorneys General vs Greystar, LivCor, Camden, Cushman/Pinnacle, Willow Bridge, Cortland (landlords)
The DOJ and 10 states filed an amended antitrust complaint adding six of the largest US landlords, alleging they used RealPage's pricing algorithm (and shared competitively sensitive data) to align apartment rents — an algorithmic price-fixing scheme harming millions of renters.
Source ↗ - Sep 25, 2024
US Federal Trade Commission (FTC) vs FBA Machine / Passive Scaling (Bratislav Rozenfeld)
Sector: Online Business Opportunities
As part of Operation AI Comply, the FTC took action against FBA Machine (also known as Passive Scaling) for falsely promising guaranteed income through online storefronts utilizing AI-powered software, costing consumers over $15.9 million based on deceptive earnings claims.
Source ↗ - FineSep 1, 2024
Federal Trade Commission vs DoNotPay
193KFineThe Federal Trade Commission announced a proposed settlement with DoNotPay, which claimed to offer an AI service as 'the world’s first robot lawyer' but failed to deliver on its promises. The settlement requires DoNotPay to pay $193,000 and prohibits it from making unsubstantiated claims about substituting professional services.
Source ↗ - FineMar 18, 2024
US SEC vs Global Predictions Inc.
Sector: Investment Advisory
$175KFineThe SEC announced settled charges against Global Predictions Inc. for making false and misleading claims about its purported use of artificial intelligence, including falsely claiming to be the 'first regulated AI financial advisor.'
Source ↗ - FineMar 18, 2024
US SEC vs Delphia (USA) Inc.
Sector: Investment Advisory
$225KFineThe SEC announced settled charges against Delphia (USA) Inc. for making false and misleading statements about its purported use of artificial intelligence and machine learning in its investment process.
Source ↗ - Service ban / suspensionFeb 27, 2024
US Federal Trade Commission (FTC) vs Automators AI (and Roman Cresto, John Cresto, Andrew Chapman, Empire Ecommerce, Onyx Distribution)
Sector: E-commerce Business Opportunities
$21.8MFineThe FTC took action against Automators AI and its owners for deceiving consumers with unfounded promises of 'passive investment income' in online storefronts supposedly powered by AI. The settlement includes a lifetime ban on selling business opportunities or coaching programs involving e-commerce stores and requires the surrender of millions in assets. (FTC monetary judgment, largely suspended.)
Source ↗ - Dec 12, 2023
U.S. District Court, Western District of Kentucky vs Humana (nH Predict)
Barrows v. Humana is a class action alleging Humana used the nH Predict AI model to wrongfully deny medically necessary post-acute care to Medicare Advantage beneficiaries, overriding treating physicians' judgments.
Source ↗ - Sep 11, 2023
U.S. Equal Employment Opportunity Commission (EEOC) vs iTutorGroup, Inc., Shanghai Ping'An Intelligent Education Technology Co., Ltd., and Tutor Group Limited
Sector: Online Education/Tutoring
$365KFineThe EEOC sued iTutorGroup for programming its hiring software to automatically reject female applicants aged 55 or older and male applicants aged 60 or older, violating the Age Discrimination in Employment Act. The case settled for $365,000.
Source ↗ - Jan 25, 2023
U.S. District Court, District of Nevada vs Las Vegas hotel-casinos (Caesars, MGM, Wynn et al.)
Gibson v. Cendyn alleged major Las Vegas hotel-casinos colluded to inflate room rates by using Cendyn/Rainmaker's shared pricing algorithm; the courts dismissed the claim (9th Circuit affirming in 2025, with a DOJ amicus opposing), a key precedent on algorithmic price-fixing.
Source ↗ - Jan 13, 2023
United States District Court for the Northern District of California vs Stability AI Ltd., Stability AI, Inc., Midjourney, Inc., DeviantArt, Inc., Runway AI, Inc.
Sector: AI/Tech
Artists Sarah Andersen, Kelly McKernan, and Karla Ortiz filed a class-action lawsuit against Stability AI, Midjourney, and DeviantArt, alleging copyright infringement, DMCA violations, and related state law claims. They claim the defendants used their copyrighted works to train AI models like Stable Diffusion without permission.
Source ↗ - FineAug 10, 2022
Consumer Financial Protection Bureau vs Hello Digit, LLC
Sector: Financial Technology
$2.7MFineThe CFPB took action against Hello Digit for using a faulty automated savings algorithm that caused overdrafts and overdraft penalties for customers, despite falsely guaranteeing no overdrafts.
Source ↗
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